Hi, I’m Christine Lane

(aka mindovermoneychick)

I’m a financial coach who works
at the intersection of money and psychology.

Background:

I have a lifelong passion for personal finances. I still remember opening my first bank account in second grade and being handed the little paper bank book where the teller would record my transactions. My dad explained the concept of earning interest to me and it seemed like a magical thing. I was hooked. However, I went in a different direction when I entered the professional world.  I received a Master’s degree in psychology and started my career as a corporate trainer/instructional designer. As I worked my way up the corporate ladder I found out that I loved working with budgets as much as I loved teaching people.

Today:

I combine these diverse experiences to educate and coach professionals on managing their money. As an Accredited Financial Counselor (AFC®) I work with individuals, providing plans, guidance, education, and accountability. I love seeing my clients reach their financial goals and become their own experts.  I also speak to groups and organizations interested in topics related to financial literacy/money management, spreading the word about the joys of interest and other fun financial concepts to the masses.

Many financial advisors are first and foremost investment management services or insurance salespeople. They are not necessarily legally required to put your financially interests first or to avoid conflicts of interest. Many broker-dealers, insurance agents, and advisors are simply required to operate under what's known as the suitability standard. The suitability standard dictates that a financial professional can only recommend investments that are suitable for his or her clients. However, unlike the fiduciary standard, the suitability standard does not compel professionals to put their clients' needs and interests ahead of their own.

AFCs ® are held to the higher fiduciary standard that was established as part of the Investment Advisers Act of 1940. It states that an advisor must always act in the best interests of his or her clients and place clients' best interests before his or her own. It also means that an advisor must make sure to provide financial advice that is sound, accurate, and free from conflicts of interest.