The Smart Investor

Level Up and Become Your Own Financial Expert

You’ve got the basics down.

You have some money in savings, you are contributing to your company’s 401K and maybe started a Roth or even have some extra to invest outside of retirement.

Now it’s time to become your own expert and enter the ranks of smart DIY investors.

The Smart Investor

Level Up and Become Your Own Financial Expert

You’ve got the basics down.

You have some money in savings, you are contributing to your company’s 401K and maybe started a Roth or even have some extra to invest outside of retirement.

Now it’s time to become your own expert and enter the ranks of smart DIY investors.

Despite your good foundation you may have some nagging questions like:

  Am I making mistakes I don’t know about?

  How do I know if I’m on track to reach my goals?

  I’ve heard about things like annuities, expense ratios, and life insurance as an investment but I have no idea how these apply to me?

  How do I know who to trust?

These are great questions to ask, and you are ahead of the curve for asking them.

I can help you answer these questions through:

These are great questions to ask, and you are ahead of the curve for asking them.

I can help you answer these questions through:

Analysis

Review your situation and give personalized recommendations. 

Tools

Provide planning and forecasting tools you can use even after we’re done.

Education

Give you the information you need to become your own expert.

Gain the confidence and expertise to chart your own financial course.

You know you could use some guidance but you don’t know how to find someone trustworthy. Could you wind up with the next Bernie Madoff?

Fear not!

  As an Accredited Financial Planner (AFC®) I am held to the fiduciary standardwhich means I am obligated to place my client’s financial interests first.

  I am a fee-only planner with a focus on education. That means I don’t sell products, take commissions, or shave a percentage off your portfolio every year.

  Instead, I give you a plan and the education you need to become your own expert.

  As a result, you will be able to manage your money over the long term without paying expensive fees.

“I now have a framework for my investments. I had done a consultation with [one of the big companies] but their presentation felt kind of heavy. I appreciated your energy and spirit. It made everything more accessible.”

Latoya
Systems Administrator
Northern VA

“This process has definitely given me peace of mind and a better understanding of personal finance; I feel empowered to make decisions for myself going forward. I know I will be wealthier in the future as a result of going through this process; it was well worth the cost.”

Sasha
Senior Administrative Asssistant
Washington, D.C.

“I have a better handle on all of my investments after following your advice. I would definitely recommend you to anybody looking to become more knowledge about their personal finances.”

Stephen
Software Engineer
Northern VA

“I first started working with Christine to double-check financial planning information that I had learned on my own. Christine was able to correct some of my misunderstandings and clarify some questions that I had, and she was able to help me better understand where my money was, where it was going, and what I could be doing better. ”

Mahir
IT Specialist
Fairfax, VA

Financial coaching will empower you to manage
your own investments now and build yourself a great future.

Become your own expert – start financial coaching today.

 

Financial coaching will empower you to manage your own investments now and build yourself a great future.

Become your own expert – start financial coaching today.

 

Many financial advisors are first and foremost investment management services or insurance salespeople. They are not necessarily legally required to put your financially interests first or to avoid conflicts of interest. Many broker-dealers, insurance agents, and advisors are simply required to operate under what's known as the suitability standard. The suitability standard dictates that a financial professional can only recommend investments that are suitable for his or her clients. However, unlike the fiduciary standard, the suitability standard does not compel professionals to put their clients' needs and interests ahead of their own.

AFCs ® are held to the higher fiduciary standard that was established as part of the Investment Advisers Act of 1940. It states that an advisor must always act in the best interests of his or her clients and place clients' best interests before his or her own. It also means that an advisor must make sure to provide financial advice that is sound, accurate, and free from conflicts of interest.